Read the following passage and mark the letter A, B, C, or D on your answer sheet to incorrect answer to each of
the questions from 35 to 42:
Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments.
Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every
day with customers passing their handsets across a small flat-screen device. And predictions in the world of
finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.
What's the appeal of e-cash? Compared to cheque or credit cards, it offers the speed of cash, but more so. It
takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are
eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's
vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can
be paid for easily without having to input credit card details. And what about the future of the banks? Within their
grip on the market, banks and creditcard firms want to be in a position to collect most of the fees from the users of
mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as
the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a
commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone
statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other
payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much.
However, quite a few American bankers are optimistic. They feel there is reason to be suspicious of those who
predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the
closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local
branches. So, whether we'll become a totally cash-free society remains open to contention.
Which of the following is NOT true about the strong point of e-cash?
Điều nào sau đây KHÔNG đúng về điểm mạnh của tiền điện tử?
A. giảm chi phí
B. không gian lận
C. ít sai lầm
D. tốc độ nhanh hơn
Thông tin: Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Tạm
dịch: Gian lận và trộm cắp chỉ được giảm chứ không phải là hoàn toàn không có.
Yêu cầu Vàng miễn phí ngay bây giờ!
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